What is a digital dollar?

发布于 2025年10月3日更新于 2026年1月27日阅读时长 2 分钟8
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A digital dollar refers to money in the form of a stablecoin, a type of cryptocurrency designed to maintain a stable value of 1 U.S. dollar. The most widely used digital dollar is USDT.

Key benefits of digital dollars like USDT:

  • Always equal to $1 USD
    1 USDT = 1 U.S. dollar, by design.

  • Global and fast
    Send, receive, or hold it instantly at anytime, anywhere in the world.

  • Secure and transparent
    Built on blockchain technology, making transactions traceable and efficient.

  • Popular choice
    Millions use USDT globally as digital cash for savings, payments, and trading.

With your OKX Card, you can store USDT in your wallet and spend it like regular U.S. dollars anywhere cards are accepted, with no IOF or hidden exchange rate markups.

Learn how to use USDT with your card at OKX Pay