➥ Is Neobank The New Meta? As crypto natives, we hate switching between wallets, banks, and DeFi apps. Turns out, so do non-crypto users. Crypto Neobanks bring everything together so you can save, spend, send, and earn from one place. Here’s how they’re starting to dominate in 30s 🧵 — — — ► What is a NeoBank? A crypto neobank is a digital bank built for the crypto economy. It combines the ease of traditional banking with the control of DeFi, letting users manage fiat and crypto in one place. ➤ All-in-one access: Save, spend, send, and earn from one account. ➤ Stablecoin base: Use $USDT, $USDC, $USDe or any stablecoins as spendable money. ➤ Built-in ramps: Move between crypto and fiat instantly with linked cards. ➤ User control: Self-custody or audited contracts keep funds under your ownership. — ► Leading Crypto Neobanks Each platform has its unique focus, yet they all strive to integrate DeFi with everyday finance while offering various incentives. Let's explore a few of them: ❶ Plasma One ( @Plasma ) ➤ Stablecoin-native neobank on Plasma, built for global dollar access. ➤ Earn 10%+ on stablecoins while spending from your balance. ➤ Works in 150+ countries with @visa cards, 4% cashback, and zero-fee USDT transfers. ➤ Turns stablecoins into real, usable money worldwide. ❷ Tria ( @useTria ) ➤ Multi-chain, self-custodial neobank on @arbitrum with gasless transactions. ➤ Earn up to 16% on USDC through integrated DeFi strategies. ➤ Physical and virtual visa cards, on/off ramps in 100+ countries, and rewards multipliers. ➤ Brings yield and payments together in one simple experience. ❸ EtherFi ( @ether_fi ) ➤ Restaking platform turned DeFi neobank with global reach. ➤ $11B+ TVL, 3% cashback cards, and auto-compounding vaults. ➤ Supports $ETH, $BTC, and stablecoins with IBAN/SWIFT integration and “The Club” perks. ➤ Expands staking beyond yield into real banking utility. ❹ UR ( @UR_global by @Mantle_Official ) ➤ Swiss-regulated neobank by Mantle, bridging fiat and DeFi for Asia. ➤ 0 off-ramp fees, free transfers, and 5% APY on USDe via @ethena_labs. ➤ Multi-currency accounts with @mastercard integration for global payments. ➤ Combines compliance and accessibility, bringing regulated DeFi to mainstream users. ❺ Galaxy One ( @galaxyoneapp ) ➤ U.S. neobank by Galaxy Digital combining crypto, cash, and equities. ➤ Earn up to 8% on cash, invest in crypto or ETFs, and spend through debit cards. ➤ FDIC and SIPC protection ensure full regulatory coverage. ➤ Blends traditional finance with Web3, setting a new compliance standard. ❻ MetaMask Card ( @MetaMask ) ➤ MetaMask’s card lets users spend crypto anywhere mastercard is accepted. ➤ Supports USDC, USDT, and $WETH directly from your wallet. ➤ Keeps full self-custody, funds stay in your control until payment. ➤ Bridges wallets and real-world spending, making crypto usable day to day. — ► Wrap-Up Traditional banks are slow, costly, and limited by borders. Wallets and exchanges improved access but added new issues, no fiat link, no yield, and scattered experiences. Crypto neobanks close that gap. They let you earn, pay, and save in one place while keeping control of your assets. It blends the reliability of banking with the openness of DeFi. Next comes on-chain credit, identity, and payroll. Finance is becoming borderless, instant, and built for the user.