I’ve always respected teams that stay focused on the bigger picture instead of trying to do everything at once. This answer about not issuing a new stablecoin shows exactly that. It’s easy to chase the hype of launching a branded asset, but @humafinance choosing to build on top of USDC makes a lot more sense. Institutions want something they can trust, something that’s regulated, liquid, and already part of their operational workflows. You don’t disrupt finance by adding complexity; you do it by making adoption smoother. The fact that Huma understands this and aligns its strategy with real institutional behavior is what sets PayFi apart. It’s a reminder that the future of on-chain credit won’t come from niche stablecoins with low liquidity. It will come from using rails that regulators understand and enterprises are willing to touch on day one. By focusing on accelerating PayFi instead of managing a stablecoin economy, they’re doubling down on the part that actually changes how money moves. And honestly, that clarity of thinking is rare in this space. Real impact comes from choosing the harder but smarter path, and this is one of those decisions that ages well over time.